Tools & Calculators
Get started with VMK in seconds, then explore our free calculators for PAYE, Stamp Duty, VAT and MTD.
Free VMK tools
Accounting tools and calculators.
Quick calculators for PAYE, Stamp Duty, VAT threshold checks and Making Tax Digital readiness. These are general estimates - speak to VMK for advice based on your full situation.
PAYE salary calculator
Estimate annual Income Tax, employee National Insurance and take-home pay for a standard England/Wales/Northern Ireland employee.
Assumptions: 2026/27 standard tax code, England/Wales/Northern Ireland bands, employee NI category A, no student loan, no pension adjustment, no benefits, no Scottish tax bands and no non-standard payroll adjustments.
Estimated PAYE result
Annual gross salary
£45,000
Personal allowance
£12,570
Annual Income Tax
£6,486
Annual employee NI
£2,594
Estimated annual take-home
£35,920
Estimated monthly take-home
£2,993
Employer NI estimate
£6,000
Important: These tools give general estimates only. Real tax, payroll, VAT, SDLT and MTD positions can change depending on exact facts, tax code, residence, reliefs, software setup and HMRC rules. Add a button here linking to VMK’s enquiry page: Speak to VMK Accountants.
