VMK Accountants Limited: Business Advisors & Tax Consultant
    Contact

    Accountants in Finchley

    Local accountants for Finchley's professionals, family-run shops, BTL landlords and growing limited companies. From the High Road to Ballards Lane, we handle Self Assessment, VAT, payroll and Corporation Tax with fixed monthly fees and year-round proactive advice.

    Serving Finchley N3 and surrounding areas

    Accountants who understand Finchley

    Finchley (N3) covers Finchley Central, North Finchley and East Finchley, a mix of long-established residential streets, busy independent high streets, a strong professional community and a deep BTL landlord base. The local economy spans medical, legal and consultancy professionals alongside owner-managed Ltd companies and family-run shops.

    We're 25 minutes from Finchley and most work runs via Xero, secure portal and Zoom. We help N3 clients structure income across salary, dividends and rental profit, run compliant payroll for small teams, and stay ahead of Section 24 and the looming Making Tax Digital regime.

    Accounting & tax services for Finchley clients

    Whether you need a one-off Self Assessment, a full monthly limited company package or specialist landlord tax advice, our Finchley clients get the same proactive, fixed-fee service.

    Self Assessment tax returns for Finchley professionals, directors and landlords
    Limited company accounts, Corporation Tax and dividend planning
    VAT registration and quarterly returns under MTD
    Payroll, RTI, P11D and auto-enrolment for small teams
    Cloud bookkeeping on Xero, QuickBooks and FreeAgent
    Landlord tax, SA105, Section 24 and 60-day CGT returns
    Company formation, restructuring and Companies House filings
    HMRC enquiry defence and voluntary disclosures

    Seven specialist MTD guides

    Making Tax Digital accountant in Finchley

    VMK supports landlords, sole traders and VAT-registered businesses in Finchley (N3)with Making Tax Digital. We check whether and when MTD applies, set up compatible software, organise digital records and support quarterly updates and the final tax return. Landlords receive property-specific help for rental income, joint ownership, portfolios and foreign property.

    Current MTD for Income Tax rules

    MTD for Income Tax applies in phases to eligible sole traders and landlords with qualifying gross self-employment and property income over £50,000 from 6 April 2026, over £30,000 from 6 April 2027, and over £20,000 from 6 April 2028. We check the relevant tax return, combined qualifying income and any exemption before recommending software or registration.

    Check GOV.UK guidance

    Confidential HMRC disclosure support

    Undeclared rental and India income help for Finchley

    VMK supports Finchley clients who have discovered missing income or received an HMRC letter. We establish the relevant years, income sources, ownership and filing history before calculating a defensible UK tax position and selecting the appropriate response or disclosure route.

    Landlord disclosure

    HMRC letter about undeclared rental income

    Help for landlords with two, five, ten or more potentially undeclared years, whether the property is in the UK or overseas. The correct route depends on the complete HMRC letter, whether returns were filed, when letting began and why the income was omitted.

    • Review the letter, response date, ownership and tax-return history.
    • Reconstruct rent and allowable costs from bank, agent, mortgage and property records.
    • Prepare the appropriate returns, amendments or Let Property Campaign disclosure.

    India and overseas disclosure

    HMRC letter about income or assets in India

    UK-side support where Indian income was omitted, including fixed-deposit interest, NRO, NRE or FCNR accounts, Indian property rent, dividends, investments, pensions and capital gains. Holding an account is not itself the tax calculation; residence, source, remittance rules and each tax year must be reviewed.

    • Review HMRC correspondence and UK residence for each affected year.
    • Reconcile Indian bank statements, FD certificates, TDS, Form 26AS or AIS and property records.
    • Calculate sterling figures, consider treaty relief and prepare the correct UK return or Worldwide Disclosure Facility submission.
    Before responding: keep the complete HMRC letter and envelope, avoid guessing figures, and gather the records you already have. VMK advises on the UK tax and disclosure position; Indian tax returns or legal work may require an appropriately qualified adviser in India.

    Why Finchley clients choose VMK Accountants

    Fixed monthly fees with no hourly billing for routine questions

    Direct accountant access by phone, email and WhatsApp

    Year-round proactive tax planning, not just January compliance

    Specialist experience with N3 professionals and BTL landlords

    Xero Gold Partner with full digital records

    Free five-day switch with professional clearance handled

    A real firm, with a named accountant

    VMK Accountants Limited has served clients since 2001 from its Kenton, Harrow office. Director Vipul Katkoria FCCA, MAAT, BSc (Hons) is a named point of contact, while secure cloud systems make it straightforward to work with us from Finchley.

    Registered company
    04288796
    Office
    Kenton, Harrow HA3 9AB

    Who we help in Finchley

    Professionals

    Consultants, medics and lawyers, mixed PAYE, Ltd and rental income.

    Family shops

    Independent retailers on High Road and Ballards Lane.

    Landlords

    N3 BTL portfolios with Section 24 and CGT planning.

    Owner-managed Ltd

    Director-shareholder accounts, CT600 and dividend planning.

    Finchley accountants: frequently asked questions

    Ready to work with an accountant in Finchley?

    Book a free 30-minute consultation. We'll review your current setup and give you a fixed quote before any work begins, no obligation.

    We Work With Industry-Leading Software

    XeroQuickBooksSageFreeAgentCapiumMoneysoftCCHOdooQuickFileZohoXeroQuickBooksSageFreeAgentCapiumMoneysoftCCHOdooQuickFileZoho